AMFI Registered Distributor

Your money has a plan.
You just need a guide.

Personalized mutual fund advisory built around your goals — from your first SIP to retirement planning. No jargon. No pressure. Just a long-term partnership.

35+
Years of experience
571
Clients served
₹60Cr+
AUM managed
45
Fund houses
"Wealth is built quietly, over time, with the right partner beside you."
About

Three decades of helping Bhilai's families build lasting wealth.

Hi, I'm S. Singh, founder of Diksha Growth Capital — a mutual fund distribution practice based in Bhilai, Chhattisgarh. For over 35 years, I've been guiding families, professionals, and small business owners in turning their savings into long-term wealth.

Today I'm proud to serve 571 clients across 78 families, with relationships that often span two and three generations. My approach is simple: understand your life first, then recommend products. Whether you're saving for a child's education, planning early retirement, or building your first emergency fund, every plan is built around your goals — not a template.

— S. Singh
Founder, Diksha Growth Capital
What I Do

Investment guidance that fits your life.

Every family's financial journey is different. Here's how I can help you on yours.

01 — Foundation

SIP Planning

Start small, stay consistent. I'll help you choose the right funds, set up auto-debit, and build the discipline of monthly investing.

02 — Goals

Goal-Based Investing

Child's education, dream home, retirement — every goal gets its own portfolio mapped to its timeline and risk profile.

03 — Tax

Tax-Saving (ELSS)

Save up to ₹46,800 in taxes under Section 80C while building wealth — with the lowest lock-in period among 80C options.

04 — Lump Sum

One-Time Investments

Got a bonus, sold property, or retired? Let's deploy it strategically across debt, equity, and hybrid funds.

05 — Review

Portfolio Health Check

Already invested? I'll review your existing portfolio for overlap, underperformers, and rebalancing opportunities.

06 — Family

Family Wealth Planning

Insurance gap analysis, nominee setup, succession planning — the full picture, not just investments.

Try It Yourself

What can your SIP actually grow into?

Move the sliders to see the power of disciplined, long-term investing.

Monthly investment ₹10,000
Time period 15 years
Expected annual return 12%
Total invested
₹18,00,000
Estimated returns
₹32,45,760
Future value
₹50,45,760
Illustrative only. Mutual fund investments are subject to market risks.
How We Work

A simple, transparent process.

i.

We have a conversation

A no-pressure, 30-minute call to understand your goals, current finances, risk appetite, and what keeps you up at night.

ii.

I build your plan

I prepare a tailored proposal — fund recommendations, allocation strategy, expected outcomes — based purely on what's right for you.

iii.

Paperless onboarding

KYC, account setup, mandate registration — all done digitally in under 30 minutes. You start investing the same week.

iv.

Ongoing partnership

Quarterly reviews, annual rebalancing, and a real human on the phone whenever the markets get noisy. I'm here for the long game.

In Their Words

What clients are saying.

Built on decades of trust, one family at a time.

In Mumbai, you find investment consultants on every corner. Yet for years now, I have trusted Diksha Growth Capital for the care, commitment, and customer-first approach they bring. They make sure I get optimum value for my money — with a personal touch I haven't found anywhere else.

V. Ravi

I am proud to be a client of Mrs. Seema Singh. Her guidance on managing my funds has been invaluable, and she keeps her clients updated every step of the way.

M.M. Sharma

I started investing with S. Singh, and today I am much closer to my financial goals than I ever imagined I could be.

S.B. Patel
Let's Talk

Your first conversation is always free.

No commitment, no jargon, no pressure. Just a friendly chat about where you are and where you'd like to be.